Mobile Banking

Mobile banking is a natural consequence of the technical advancements in internet banking. If we want to keep our clients we should give them access to our system using mobile devices.

Solution for: retail, corporate & SME customers

Key elements of our solution are:

• Addressing the current threats faced by applications such as mobile phone theft, data copying, eavesdropping, spoofing, phishing
• Use of strong authentication methods (MobilePKI - complete electronic signature, Mobile Authorization Token)
• Use of QuickResponse technology codes (QR codes)
• Micropayments from one phone to another
• Instant access to data
• An ergonomic interface adapted to different types of device
• Adapted set of functionalities
• Personalization of settings
• Compliance with rules set by the W3C organization

What actions can clients carry out on their telephones?
Comarch Mobile Banking allows for the following operations to be carried out:

•  Account Information:
  • A list of the available accounts
  • Balance Information
  • List of previous transactions
• Domestic transfer
• Secure transfer
• Micropayments from one phone to another
• Deposit information:
  • Deposit list
  • Deposit details
  • Deposit termination
• Credit Information:
  • Credit list
  • Credit details
  • Information on repayment deadline
  • Repayment installments
• Cash card information:
  • Card list
  • Bank statement of card operations
  • Repayment deadline
  • Repayments
• Information on currency
• Information on investments
• Geolocation of ATMs and branches
• Communication box with the Bank
• Notifications in PUSH mode:
  
  • maturity (deposit, credit, card installments)
  • transaction completions (transfer, deposits)
  • any message generated by the Bank

SME and Enterprise application allows you additionaly to choose the work context (private account, company, organization, holding company), carts payment service, acceptance of transactions by several people. It provides an extensive contact interface with the advisor.

Comarch Mobile Banking can work both during an active connection to the Internet, and its absence.

If you are interested in receiving more detailed information about mobile banking systems, please fill out the contact form with your request.